Health care has been a problem around the world for some time now. There are countries that offer little to no healthcare to their poor residents, and the care that is offered is minimal at best. I have had the belief for most of my life that the United States offers great healthcare to the majority of its citizens. This was based off the fact that I have always had very good healthcare. As I got older and was hearing things in the news and then as I began to research health care I realized that our country, while still better than most, is very far from being perfect. In fact after doing some research I believe that the United States is slowly becoming more like the third world countries that most people have a tendency to pity. I am not saying that the quality of health care in the United States is diminishing or that the government is not looking out for the healthcare of its people, just that I have come across some information that has drawn me to some disturbing parallels.
Nicaragua is one of the poorest countries in the world. Its citizens suffer from a variety of ailments that are preventable and most prevalent in their country, such as pneumonia and diarrhea. The fact that many of the citizens are also malnourished leads to several other diseases that could easily be prevented. In addition to these ailments are several that are seen throughout the globe, but are also very prevalent in the United States, such as heart disease, cancer, and diabetes. On top of all this because their health care is so poor maternal care suffers greatly. Currently Nicaragua has the highest infant mortality rate of all the Latin American countries and maternal death is equally high. Breast cancer in women is also on the rise in this very poor country.
So what is my point in bringing up all the ailments of Nicaragua? Despite the few lifestyle diseases the rest could be prevented if proper health care was available. Recently the World Bank had Nicaragua cut funding in certain areas of their spending. One such area was healthcare. This cut left the majority of the population without healthcare. In fact currently over half of Nicaraguans are without proper healthcare due to poverty and lack of health care facilities.
Despite the fact that Nicaragua does not have adequate health care for most, it does not mean that they do not have a health care policy in place, because they do. Ninety percent of the population in Nicaragua is served by public facilities that are understaffed and poorly supplied. These facilities are funded by less than half of the health care budget for the country. The public clinics and hospitals are also located primarily in the cities, very few are found in rural areas which make up the majority of the population. In fact there are in total only 33 public hospitals for the entire nation of Nicaragua and again the majority of these are in larger cities. The ninety percent of the population that are using these facilities are not receiving any aid from the government, they are paying for this healthcare themselves, and many cannot afford it. The cost of just one treatment could mean more that four days wages that would have normally gone to food. This group makes up the third tier in Nicaragua’s three tiered healthcare system.
The middle tier of Nicaragua’s health care system provides health care to those who are working in Nicaraguan government or industry. Their health care is provided through the Nicaraguan Social Security Institute. This system is like insurance with some paid through the employing company, some through the workers wages and the rest through the government. This care covers a large number of conditions, surgeries, medicines and exams, so those fortunate enough to have jobs in government or industry are very well cared for. Where the bottom tier of health care receives less than half of the health care budget the middle tier, serving about only eight percent of the population, receives over half of the health care budget.
The top tier of the Nicaraguan health care system is the private sector which is growing larger due to the cut backs to the governmental health care funding. This sector provides health care to the elite of Nicaragua, the rich. An ad on a travel site for Nicaragua shares how great the health care is and how travelers from the United States are surprised by the quality of care. I believe after learning about the health care in Nicaragua that the advertisement was speaking of the private health care in Nicaragua. In fact the majority of the rich of Nicaragua do not even stay in their country for surgeries or specialized treatments, but instead travel else where.
Now while all of this information on Nicaragua is interesting and very informative, it seemingly does not have anything to do with the United States and its state of health care, or does it? While doing some searching I came across some information about health care in the United State that reminded me very much of Nicaragua.
As insurance cost rise in the United States many people are looking for ways to obtain affordable health care. Several companies feel they have found the solution. As part of their medical policies for their employees, they will send them overseas for any surgery or major care. Some companies have found this to be up to seventy percent cheaper than having their employees stay in the United State for care. One company is so impressed with the saving that they will help pay for the travel expenses as well as provide a bonus to the employee for choosing to go overseas for treatment. There are some hospitals in the United States that are willing to match the prices overseas and this has resulted in traveling from one state to another for care, although this practice is much less popular.
The trend of flying overseas for medical care has been given the name medical tourism, and it is becoming much more popular. While medical tourism has in the past been associated with members of lesser developed countries traveling to the United State and Europe for health care lately more members of the United States are traveling to other countries often less developed countries for medical care. This care includes dental services along with basic medical and surgical services. For some going overseas for healthcare is a choice they would prefer, but for others it is a choice based on affordability. In fact the majority of people going overseas for health care in the United States are those in the middle class. In this way health care is shifting along with the rest of our consumer society. In 2007 it was estimated that over 750,000 American would go overseas for health care.
With the trend of Americans going overseas for health care came some changes. There are agencies that one can go through to find the best destination for your health care needs. They serve much like travel agencies. Along with this some insurance companies, such as Blue Cross and Blue Shield, are now offering more affordable policies that encourage and support traveling overseas for medical care.
Many of the physicians in the destination countries have been educated and practiced for a time in well developed countries before returning home to practice. Countries in South and Latin America as well as some in Europe and Asia are very popular destination.
While I can see the benefits of traveling for health care I also am seeing some disturbing parallels between this new trend and Nicaragua. Traveling for health care reminds me greatly of the state of health care that Nicaragua is in. Their upper class of Nicaragua travels out of the country for health care much in the same way a number of Americans are traveling for their health care.
Insurance in the United States is becoming more and more expensive. More and more people in the United States cannot afford health care and are doing with out. An article from 2007 stated that over 40 million people living within the United States were going without health care. I can only see this number raising. With the rising cost of both insurance and medicine many more people will choose to go without. With so many people in the United States barely making it from day to day, not to mention the immigrants to our country, both legal and illegal, that cannot afford medical cost it is not surprising that so many are going without.
With the way things are going I foresee the United State becoming like Nicaragua in its health care system. I see three tiers. I see a tier of medical care that is in the private sector, with people traveling overseas for health care, becoming “medical tourists.” Next I see a tier of public health care provided through insurance, for those who can afford it. I see insurance being offered to those in government jobs and services deemed “needed” much the same way that it is offered in Nicaragua. Last I see a third tier serving the largest population public care paid for by the individual, which many will not be able to afford. This will end up being much like the third tier in Nicaragua leaving many people without health care.
If this tiered system were to come about I think that many preventable diseases will start showing back up in our society, simply because many people will be going without health care.
I in no way want this to happen. But through my research and the parallels that were obviously present the conclusions of what could happen became more and more realistic.
Sources:
http://www.jhc-cdca.org/health.html
http://countrystudies.us/nicaragua/27.htm
http://www.access2insulin.org/html/nicaragua_s_health_system.html
http://www.tortillaconsal.com/health_nicaragua.html
http://www.mapsofworld.com/nicaragua/healthcare/
http://www.cnbc.com/id/33384775/33384775?slide=1
http://www.reuters.com/article/idUSN0343703420071203
http://www.ncbi.nlm.nih.gov/pmc/articles/PMC2234298/
http://www.caribpro.com/Caribbean_Property_Magazine/index.php?pageid=360

